A mortgage broker is an intermediary between a lender and a borrower. The mortgage broker will provide you with the most competitive loan rates for your financial needs, whilst guiding and educating you through every step of the loan process. Having a mortgage broker is crucial in explaining your financial situation and commitment to your loan from associated costs, fees and disbursements, giving you a better chance of success. A mortgage broker will act as your personal agent doing all the hard work for you such as following up with lenders writing your loan schedule and assisting you with understanding any of your questions or concerns once the loan has been approved.

Taking Control brokers have a wide range of industry experience across multiple loan type solutions including home, commercial, asset, car, private and SMSF loans. We are independent lending brokers, meaning that we have no commitments to any bank or institution, making sure that you are getting the best loan possible from our extensive list of lenders.  Our purpose is to give you the service and advice you need to reach your financial dreams. 

In general, deposits depend on the value, loan type and lender you choose. Once you have a 5% savings deposit, we are well placed in achieving your dream house and our Taking Control brokers will be happy to chat with you to discuss your lending options. Contact us today..

Accessing the equity in your home to pay off credit card debt should be carefully considered and is dependent on each individual's situation. To discuss if this is an option for you contact a Taking Control broker today.

Fixed rates can offer you more certainty in your repayments and at times lower interest rates. Another option is a split loan, which offers a combination of fixed and variable loans, speak to the Taking Control brokers today. Contact Us

Lender’s Mortgage Insurance, or LMI, is insurance that protects the lender, not you. Lenders mortgage insurance is to insure the risk of not recovering the full loan balance if, you the borrower, were unable to meet the required repayments. It’s usually a one-off payment made by the borrower at the time of loan settlement, however it does depend on the lender and time of borrowing

An Interest Only loan is where your repayments only pay the interest that is due and do not reduce the amount of principal you borrowed.